For frequent flyers, a travel perks credit card is an essential tool to maximize rewards, reduce costs, and enhance the overall travel experience. Whether you’re flying for business or leisure, the right credit card can offer valuable benefits such as airport lounge access, free checked bags, priority boarding, and travel insurance, among many others. In 2025, the best travel perks credit cards for frequent flyers combine a robust set of rewards with exclusive benefits that make traveling smoother and more enjoyable.
In this article, we’ll explore the best credit cards for frequent flyers that offer top-tier travel perks, helping you get the most out of every flight.
Why Travel Perks Matter for Frequent Flyers
Traveling frequently, whether for work or pleasure, involves many expenses that add up quickly. Travel perks credit cards not only offer rewards on everyday purchases but also provide benefits that directly enhance your travel experience. Here’s why they matter:
- Airport Lounge Access: Many travel credit cards offer complimentary access to airport lounges, where you can relax, enjoy free food and drinks, and access Wi-Fi before your flight.
- Priority Boarding: Skip the lines and board your flight faster, helping you get settled without the hassle.
- Free Checked Bags: Avoid costly baggage fees with cards that offer free checked bags on flights booked with the card.
- Travel Insurance: Cards often come with travel protections, including trip cancellation insurance, lost luggage reimbursement, and travel accident insurance.
- Earning Miles: Earn airline miles or flexible points that can be redeemed for flights, hotel stays, and other travel-related expenses.
- Global Acceptance: Travel perks cards typically offer global acceptance, making it easier to use them overseas without incurring foreign transaction fees.
With these benefits, travel perks cards can help offset the costs of travel, making your frequent flying more rewarding and stress-free.
Best Travel Perks Credit Cards for Frequent Flyers in 2025
1. Chase Sapphire Reserve®
The Chase Sapphire Reserve® is widely considered one of the best travel perks credit cards available in 2025, offering a combination of flexible points, luxury travel perks, and excellent rewards on travel and dining.
This card is a favorite among frequent flyers due to its 3x points on travel and dining and access to Chase Ultimate Rewards. With the ability to transfer points to a variety of airline and hotel partners, you can use your rewards to book flights on popular airlines, including Southwest, United, and British Airways.
Additionally, cardholders enjoy a $300 annual travel credit, Priority Pass lounge access, Global Entry or TSA PreCheck fee reimbursement, and trip delay insurance.
Key Highlights:
- 3x points on travel and dining
- 50,000-point sign-up bonus after spending $4,000 in the first 3 months
- $300 annual travel credit
- Priority Pass lounge access
- Global Entry or TSA PreCheck fee reimbursement
- $550 annual fee
- No foreign transaction fees
2. The Platinum Card® from American Express
If you’re a frequent flyer who values luxury travel perks, the Platinum Card® from American Express offers some of the most comprehensive travel benefits available. Known for its high-end perks, this card provides access to over 1,300 airport lounges worldwide, including Centurion Lounges and Priority Pass lounges.
The Platinum Card® also offers 5x points on flights booked directly with airlines or through American Express Travel, access to Fine Hotels & Resorts, and $200 annual airline fee credit for incidentals such as checked bags or in-flight purchases.
Other standout benefits include TSA PreCheck/Global Entry reimbursement, trip delay and cancellation insurance, and 24/7 concierge service.
Key Highlights:
- 5x points on flights booked directly with airlines
- Access to 1,300+ airport lounges
- $200 annual airline fee credit
- TSA PreCheck/Global Entry reimbursement
- $695 annual fee
- No foreign transaction fees
3. Citi® / AAdvantage® Executive World Elite Mastercard®
For American Airlines loyalists, the Citi® / AAdvantage® Executive World Elite Mastercard® offers top-tier benefits, including a Global Entry or TSA PreCheck fee reimbursement, priority boarding, and access to the Admirals Club® lounge.
This card earns 2x miles on American Airlines purchases and 1 mile per dollar on all other purchases. The card also provides a 50,000-mile sign-up bonus after spending $5,000 in the first 3 months. Cardholders can also enjoy first checked bag free on domestic American Airlines flights, making this a great option for frequent flyers with American Airlines.
Key Highlights:
- 2x miles on American Airlines purchases
- Access to Admirals Club® lounge
- First checked bag free on domestic flights
- 50,000-mile sign-up bonus after spending $5,000
- $450 annual fee
- No foreign transaction fees
4. Delta SkyMiles® Reserve American Express Card
For frequent Delta Airlines travelers, the Delta SkyMiles® Reserve American Express Card offers premium benefits and rewards. This card earns 3x miles on Delta purchases and 1 mile per dollar on other purchases. In addition, cardholders receive Delta Sky Club® access and access to the American Express Centurion Lounges.
The card also provides first checked bag free on domestic Delta flights and priority boarding, along with Global Entry/TSA PreCheck fee reimbursement.
If you’re looking to earn miles that can be redeemed for flights with Delta and its airline partners, this card is an excellent choice for those who travel often with the airline.
Key Highlights:
- 3x miles on Delta purchases
- Access to Delta Sky Club® and American Express Centurion Lounges
- First checked bag free on domestic flights
- Global Entry/TSA PreCheck fee reimbursement
- 75,000-mile sign-up bonus after spending $5,000 in the first 3 months
- $550 annual fee
- No foreign transaction fees
5. United Club Infinite Card
For those who fly frequently with United Airlines, the United Club Infinite Card offers robust travel perks, including United Club lounge access, 2x miles on United purchases, and 1.5 miles per dollar on all other purchases.
This card also includes free first checked bag on United flights, priority boarding, and access to Global Entry/TSA PreCheck fee reimbursement. The $525 annual fee is offset by the value of the United Club membership and other travel benefits, especially if you’re a regular United flyer.
Key Highlights:
- 2x miles on United purchases
- Access to United Club lounges
- Free first checked bag and priority boarding
- Global Entry/TSA PreCheck fee reimbursement
- 65,000-mile sign-up bonus after spending $5,000 in the first 3 months
- $525 annual fee
- No foreign transaction fees
6. Capital One Venture X Rewards Credit Card
The Capital One Venture X Rewards Credit Card is an excellent choice for frequent travelers who want a flexible and rewarding travel card. With 2x miles on every purchase and 10x miles on hotels and rental cars booked through Capital One Travel, this card offers great value for everyday purchases and travel-related expenses.
Cardholders enjoy Priority Pass lounge access, Global Entry/TSA PreCheck reimbursement, and $300 annual travel credit toward travel purchases. The $395 annual fee is more than justified by the extensive travel perks and the card’s ability to earn valuable miles on both travel and non-travel purchases.
Key Highlights:
- 2x miles on all purchases, 10x miles on hotels and rental cars booked via Capital One Travel
- Priority Pass lounge access
- $300 annual travel credit
- Global Entry/TSA PreCheck reimbursement
- 75,000-mile sign-up bonus after spending $4,000 in the first 3 months
- $395 annual fee
- No foreign transaction fees
7. Breeze by Barclays® World Elite Mastercard®
The Breeze by Barclays® World Elite Mastercard® is a great option for those who want strong travel perks without a high annual fee. This card offers 2x points on travel and dining, as well as 1 point per dollar on other purchases. It also includes airport lounge access, no foreign transaction fees, and concierge services.
While it doesn’t come with all the premium perks of some higher-end travel cards, the Breeze by Barclays® is a solid, affordable option for frequent flyers who want to earn rewards and enjoy basic travel benefits.
Key Highlights:
- 2x points on travel and dining
- Access to airport lounges via Mastercard’s travel program
- No foreign transaction fees
- $89 annual fee
Final Thoughts
For frequent flyers, a travel perks credit card is not just a way to earn rewards—it’s a tool that can transform your travel experience. From priority boarding and lounge access to trip protection and free checked bags, these cards offer real value for those who travel regularly.