When it comes to maximizing rewards on your everyday spending, the right credit card can make a huge difference. Whether you’re earning points for travel, cashback for groceries, or miles for your next flight, a rewards credit card can help you make the most of every dollar you spend. In 2025, there are numerous options available for those looking to earn rewards on all kinds of purchases, from dining out to filling up your gas tank.

In this article, we’ll explore the best rewards credit cards for every purchase, helping you choose the card that best fits your spending habits and goals.

Why You Need a Rewards Credit Card

Rewards credit cards are a great way to earn bonuses, cashback, or points as you spend on everyday items. The key benefit is that you can earn rewards in a variety of categories, including:

• Cashback: Earning cashback rewards means you get a percentage of your spending back in the form of statement credits or deposits into your account.
• Points: Points-based cards often allow you to redeem rewards for a variety of travel-related purchases, merchandise, or gift cards.
• Miles: Airline miles cards are ideal for frequent travelers, allowing you to rack up miles for flights, upgrades, and other travel perks.

With so many options available, selecting a rewards card based on your spending patterns can maximize the value of your rewards.

Best Rewards Credit Cards for Every Purchase

1. Chase Freedom Unlimited®

The Chase Freedom Unlimited® card is one of the best general-purpose rewards credit cards available in 2025. It offers a straightforward earning structure that makes it ideal for individuals who want to earn rewards across a wide variety of spending categories.

Cardholders earn 1.5% cashback on every purchase, making it a great option for everyday spending. Additionally, this card offers 5% cashback on travel purchased through Chase Ultimate Rewards, 3% on dining, and 3% on drugstore purchases, all of which make it highly versatile.

One of the most attractive features of this card is its $200 sign-up bonus after spending $500 in the first 3 months, and there’s no annual fee.

Key Highlights:

• 1.5% cashback on every purchase
• 5% cashback on travel purchased through Chase Ultimate Rewards
• 3% cashback on dining and drugstore purchases
• $200 sign-up bonus after spending $500 in the first 3 months
• No annual fee
• 0% intro APR for 15 months on purchases and balance transfers

2. American Express® Gold Card

If you spend a lot on food—whether it’s dining out or buying groceries—the American Express® Gold Card should be at the top of your list. It offers 4x points on dining at restaurants, including takeout and delivery, as well as 4x points on groceries (up to $25,000 per year in purchases). This makes it ideal for food lovers who want to maximize their rewards in these categories.

Additionally, the card earns 3x points on flights booked directly with airlines or on amextravel.com, and 1 point per dollar on other purchases.

The $250 annual fee may seem high, but the extensive rewards on dining and groceries more than make up for it. Plus, new cardholders can earn a 60,000-point bonus after spending $4,000 in the first 3 months, which can be redeemed for travel, merchandise, or gift cards.

Key Highlights:

• 4x points on dining at restaurants, including takeout and delivery
• 4x points on groceries (up to $25,000 per year)
• 3x points on flights booked directly with airlines
• $250 annual fee
• 60,000-point sign-up bonus after spending $4,000 in the first 3 months
• No foreign transaction fees

3. Citi® Double Cash Card

The Citi® Double Cash Card is one of the simplest and most rewarding cashback cards available. It offers 2% cashback on every purchase: 1% when you make the purchase, and an additional 1% when you pay it off. This makes it ideal for people who want a no-fuss, straightforward cashback card that rewards them on all purchases, from groceries to travel.

With no annual fee and no categories to track, the Citi® Double Cash Card is a great option for those looking to earn a consistent, high rate of cashback on every transaction.

Key Highlights:

• 2% cashback on every purchase (1% when you make the purchase, 1% when you pay it off)
• No annual fee
• 0% intro APR on balance transfers for the first 18 months (then 15.74% – 25.74% variable APR)
• No foreign transaction fees

4. Chase Sapphire Preferred® Card

The Chase Sapphire Preferred® Card is widely regarded as one of the best travel rewards cards for general spending. While it’s particularly attractive to those who spend on travel and dining, it offers a broad range of rewards categories.

Cardholders earn 2x points on travel and dining, which are some of the most popular spending categories for frequent travelers. Additionally, the card offers 1 point per dollar on all other purchases, and new cardholders can earn a 60,000-point sign-up bonus after spending $4,000 in the first 3 months.

The points can be redeemed through the Chase Ultimate Rewards program for travel, gift cards, or even cash back. The card also offers no foreign transaction fees, making it great for international travelers.

Key Highlights:

• 2x points on travel and dining
• 1 point per dollar on other purchases
• 60,000-point sign-up bonus after spending $4,000 in the first 3 months
• $95 annual fee
• No foreign transaction fees

5. Capital One QuicksilverOne Cash Rewards Credit Card

If you’re looking for a straightforward cashback card with no annual fee, the Capital One QuicksilverOne Cash Rewards Credit Card could be a perfect fit. It offers 1.5% cashback on every purchase, regardless of category, which makes it an excellent option for people who want simplicity and consistency.

While this card has a $39 annual fee, the rewards rate and lack of spending categories make it a solid choice for those who don’t want to worry about rotating categories or tracking spending.

Key Highlights:

• 1.5% cashback on every purchase
• No annual fee (with a low $39 fee)
• No foreign transaction fees
• Access to Capital One’s travel rewards program
• Free credit score access via Capital One’s CreditWise service

6. Blue Cash Preferred® Card from American Express

For those who spend heavily on groceries and gas, the Blue Cash Preferred® Card from American Express is an excellent choice. It offers 6% cashback on groceries at U.S. supermarkets (up to $6,000 per year, then 1%), 3% cashback on transit, and 1% on all other purchases. This makes it one of the best cards for everyday essentials, with big rewards on grocery shopping.

The $95 annual fee is more than compensated by the high cashback rate in its top categories. New cardholders can also earn a $350 statement credit after spending $3,000 in the first 3 months.

Key Highlights:

• 6% cashback on groceries (up to $6,000 per year, then 1%)
• 3% cashback on transit
• 1% cashback on all other purchases
• $95 annual fee
• $350 statement credit after spending $3,000 in the first 3 months

7. Wells Fargo Active Cash® Card

The Wells Fargo Active Cash® Card is another strong option for those looking to earn unlimited 2% cashback on every purchase, whether it’s for groceries, travel, or everyday expenses. This makes it one of the best cashback credit cards for people who want to earn a simple, high rate of rewards with minimal hassle.

The card comes with a $200 cash rewards bonus after spending $1,000 in the first 3 months, and there’s no annual fee, making it a fantastic choice for those looking to earn solid rewards without any extra costs.

Key Highlights:

• 2% cashback on every purchase
• $200 cash rewards bonus after spending $1,000 in the first 3 months
• No annual fee
• 0% intro APR for 15 months on purchases and balance transfers (then 18.24% – 28.24% variable APR)
• No foreign transaction fees

Final Thoughts

Choosing the best rewards credit card depends on your spending habits and what kind of rewards you value most. If you want simplicity and consistent cashback, cards like the Citi® Double Cash Card and Capital One QuicksilverOne Cash Rewards Credit Card are great options. For those who spend a lot on dining, groceries, and travel, the American Express® Gold Card and Chase Sapphire Preferred® Card offer high rewards in those categories.