Grocery shopping is a necessary expense, and finding a way to earn cash back on your grocery purchases can add up over time. With the right cash back card, you can maximize your rewards every time you buy food, snacks, household essentials, or even beauty products. In 2025, many credit cards offer excellent rewards rates for grocery spending, some even offering bonus categories or rotating rewards.

In this article, we’ll take a look at the best cash back credit cards for grocery shopping in 2025, helping you save money and earn rewards while stocking up on your essentials.

Why Use a Cash Back Card for Grocery Shopping?

Grocery bills can quickly add up, so using a cash back credit card on everyday grocery purchases is an easy way to maximize your spending. By choosing the right card, you can earn rewards on items that you purchase regularly—turning routine expenses into opportunities for savings.

Some of the key benefits include:

• Earning cash back on every purchase: Most cards offer a set percentage of cash back on grocery purchases, which you can redeem for statement credits, gift cards, or other rewards.
• Bonus Categories: Many cards offer higher rewards rates on grocery spending, making it easier to earn more for what you already buy.
• No Need for Special Programs: Unlike store-specific loyalty programs, cash back cards allow you to earn rewards without being tied to a particular retailer.

Let’s dive into the best cash back cards for grocery shopping in 2025.

Best Cash Back Cards for Grocery Shopping in 2025

1. Blue Cash Preferred® Card from American Express

The Blue Cash Preferred® Card from American Express is one of the best options for grocery shopping, especially for those who spend a lot at supermarkets. It offers 6% cash back on up to $6,000 in purchases at U.S. supermarkets each year (then 1%). This makes it an ideal card for families or anyone who does a significant amount of grocery shopping.

In addition to the grocery rewards, cardholders earn 3% cash back on transit, including taxis, rideshares, and public transportation, and 1% cash back on other purchases. New cardholders can also earn a $350 statement credit after spending $3,000 in purchases within the first 6 months.

Key Highlights:

• 6% cash back at U.S. supermarkets (on up to $6,000 in annual purchases)
• 3% cash back on transit and 1% cash back on all other purchases
• $350 sign-up bonus after spending $3,000 in the first 6 months
• No annual fee for the first year, then $95
• 0% intro APR on purchases for the first 12 months

2. Citi® Double Cash Card

If you’re looking for a straightforward, high-earning cash back card with no categories to track, the Citi® Double Cash Card is an excellent choice. This card offers 2% cash back on all purchases: 1% when you buy and 1% when you pay. While it doesn’t offer a higher rate specifically for groceries, it makes up for this with its simplicity and excellent earning potential on every purchase, including grocery shopping.

There is no annual fee, and the cash back you earn can be redeemed for a statement credit or other rewards. This is ideal for those who prefer flexibility and don’t want to worry about rotating categories or limits.

Key Highlights:

• 2% cash back on all purchases (1% when you buy, 1% when you pay)
• No annual fee
• 0% intro APR on balance transfers for the first 18 months (then variable APR applies)
• Rewards are easy to redeem and can be applied to a statement credit

3. Amazon Prime Rewards Visa Signature Card

For those who do a lot of online grocery shopping or buy groceries from Amazon, the Amazon Prime Rewards Visa Signature Card can be a great option. This card offers 5% cash back on all Amazon.com purchases (including grocery orders through Amazon Fresh or Whole Foods), 2% cash back at restaurants, gas stations, and drugstores, and 1% on all other purchases.

This card is especially useful for Amazon Prime members, as the 5% cash back can quickly add up on grocery orders and other shopping. Additionally, cardholders get access to no foreign transaction fees, making it a great card for international travel as well.

Key Highlights:

• 5% cash back at Amazon.com and Whole Foods for Prime members
• 2% cash back at restaurants, gas stations, and drugstores
• 1% cash back on all other purchases
• No annual fee (but you must be an Amazon Prime member)
• No foreign transaction fees

4. Chase Freedom Unlimited® Card

The Chase Freedom Unlimited® Card is another solid option for earning cash back on grocery purchases. While it doesn’t offer the highest rewards rate specifically for groceries, it earns 1.5% cash back on all purchases, including groceries. This makes it a great option for those who want a card that works well for all their spending categories.

Chase Freedom Unlimited® also provides new cardholders with a $200 sign-up bonus after spending $500 in the first 3 months. Plus, there are additional benefits like access to Chase Ultimate Rewards®, where your points can be redeemed for travel, statement credits, and more.

Key Highlights:

• 1.5% cash back on all purchases (including groceries)
• $200 sign-up bonus after spending $500 in the first 3 months
• No annual fee
• 0% intro APR on purchases for the first 15 months (then variable APR applies)

5. Wells Fargo Active Cash® Card

The Wells Fargo Active Cash® Card is a great option for those who want a simple, no-annual-fee card with solid cash back rewards. This card offers 2% cash back on all purchases, making it an excellent option for those who want to earn cash back on every grocery trip, without having to think about bonus categories or rotating rewards.

New cardholders can earn a $200 cash rewards bonus after spending $500 in the first 3 months. In addition to the strong rewards structure, it also comes with 0% intro APR on purchases for the first 15 months, giving cardholders some flexibility to pay off larger grocery bills over time.

Key Highlights:

• 2% cash back on every purchase, including groceries
• $200 cash rewards bonus after spending $500 in the first 3 months
• No annual fee
• 0% intro APR on purchases for the first 15 months (then variable APR applies)

6. Bank of America® Customized Cash Rewards Credit Card

The Bank of America® Customized Cash Rewards Credit Card allows cardholders to earn 3% cash back in a category of their choice, and 2% cash back at grocery stores and wholesale clubs (on up to $2,500 in combined category purchases each quarter). If you frequently shop for groceries, this card can be an ideal choice, as you’ll automatically earn 2% cash back on your grocery purchases, up to the quarterly limit.

For new cardholders, there’s also a $200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days. With no annual fee and the option to choose your 3% category, this card offers flexibility along with great rewards.

Key Highlights:

• 2% cash back at grocery stores (on up to $2,500 in combined quarterly purchases)
• 3% cash back on a category of your choice (e.g., gas, online shopping, etc.)
• $200 cash rewards bonus after spending $1,000 in the first 90 days
• No annual fee

Final Thoughts

When it comes to maximizing cash back on grocery shopping, the right card can make a big difference. Cards like the Blue Cash Preferred® Card from American Express and the Citi® Double Cash Card offer strong rewards on grocery spending, while cards like the Amazon Prime Rewards Visa Signature Card cater to those who do most of their shopping on Amazon.